Getting Out of Credit Card Debt Through Debt Negotiation
Getting out of credit card debt can seem difficult. But getting out credit card debt and being debt free, is not as difficult as you may imagine it. In fact, credit card debt elimination is not only possible, it is possible within six, short months. Therefore, if you seek a means of getting out of credit card debt and being debt free within months, instead of years, then keep on reading...
Getting out of credit card debt will be possible through the power of debt negotiation, a skill you will easily master. Debt negotiation is the process of negotiating with a creditor to pay off a percentage of a balance owed on old bills, invoices, lawsuits, liens, medical bills, utility bills, and other unsecured debt, as payment in full. The entire debt negotiation process is revealed, step by step in a book I wrote, dealing with getting out of credit card debt and being debt free within six months. I know what credit card debt can do to you, because I have been there, too. This book reveals how I managed to eliminate my entire credit card debt of $52,000 in just six months, for a fraction on the amount owed using simple debt negotiation tactics, and got my life back from debt servitude.
But the entire journey through credit card debt hell got me thinking. And, I wondered why most people I knew were also in credit card debt and struggling to make ends meet. So, I started researching the credit card industry, and what I dug up was troubling. For instance, click on the Nightline News video below. The video report is on the the award winning documentary called "Maxed Out" and shows how the credit card industry preys on consumers...
Getting out of credit card debt can seem difficult. But getting out credit card debt and being debt free, is not as difficult as you may imagine it. In fact, credit card debt elimination is not only possible, it is possible within six, short months. Therefore, if you seek a means of getting out of credit card debt and being debt free within months, instead of years, then keep on reading...
Getting out of credit card debt will be possible through the power of debt negotiation, a skill you will easily master. Debt negotiation is the process of negotiating with a creditor to pay off a percentage of a balance owed on old bills, invoices, lawsuits, liens, medical bills, utility bills, and other unsecured debt, as payment in full. The entire debt negotiation process is revealed, step by step in a book I wrote, dealing with getting out of credit card debt and being debt free within six months. I know what credit card debt can do to you, because I have been there, too. This book reveals how I managed to eliminate my entire credit card debt of $52,000 in just six months, for a fraction on the amount owed using simple debt negotiation tactics, and got my life back from debt servitude.
But the entire journey through credit card debt hell got me thinking. And, I wondered why most people I knew were also in credit card debt and struggling to make ends meet. So, I started researching the credit card industry, and what I dug up was troubling. For instance, click on the Nightline News video below. The video report is on the the award winning documentary called "Maxed Out" and shows how the credit card industry preys on consumers...
How did we get in so much credit card debt?
Starting in 1981, the American consumer embraced an unsustainable model of living based on over-consumption and a spending frenzy that eventually culminated in nearly $1 trillion in credit card debt by 2008. This consumerism behavior was fostered and made possible by a crafty enemy: credit cards.
You see, credit card companies discovered that people can easily become addicted to buying things on credit. Additionally, credit card companies rightly guessed that as long as the monthly payment on credit card debt was set low, that people would continue charging more stuff, piling on more debt. The higher the credit card debt balance, the larger the profits would be for the industry, and the more difficult it becomes for the consumer to get out of debt.
Meanwhile, consumers would break their backs to pay back their credit card debts, as a matter of pride. The only problem was and still is, is that the credit card industry engineered the credit card loans in such a way that it would take decades for a consumer to get out of debt. For example, if a consumer has a $14,000 credit card balance and pays $432 each month towards toward this debt, it will take 32 years to completely payoff the balance, assuming an interest rate of 25%. In the interim, the consumer forks over $28,000 in profits to the credit card company, through the interest payments.
With such profits, credit card companies started pushing credit cards on people, just like a drug dealer would push drugs on unsuspecting kids on a school yard. Once consumers got a taste of credit, they became hooked. Once hooked on credit, consumers would become financial slaves to the credit card industry for life. Along the way, the industry would exploit these consumers and fleece them of their cash, leaving most debtors in poverty in the end. (This topic is discussed in detail in my book).
Breaking the debt Cycle.
My book unmasks the devious ways of the credit card industry and what you should do to not succumb to them. If you are in overwhelming credit card debt, my book shows you how you can regain your life through complete credit card debt elimination within six months, using the power of debt negotiation or credit card debt settlement . If you are concerned with how will a debt settlement affect your credit score, then click on "What is a good credit score."
A comprehensive guide on being Debt Free and...
The book is also a comprehensive guide on how to stave off collection companies, their frivolous lawsuits, and how to reverse court judgments over unpaid credit card bills. In the end, the reader is shown how to clean up their credit report and get themselves a new, flourishing start in life. Therefore, the following topics are discussed in detail.
✔How to get credit card companies to accept 25¢ on the dollar owed.
✔How to come up with the 25¢ when there is $0 in savings.
✔How to send collection companies running for cover.
✔How to defeat virtually every lawsuit by collection companies.
✔How to reverse court judgments on unpaid credit card debt.
✔How, after all this, to emerge with a clean credit report.
✔Parting advice for a debt-free life.
The solution for getting out of credit card debt
and being debt free is below!
PS. Below is an example of an $8,048.96 credit card debt negotiation that resulted in a debt settlement of $2,415, using the strategies in my book. If you are looking for credit debt relief or for a way of getting out of credit card debt quickly, you found it here.
P.P.S. Did you know that Donald Trump, one of the world's richest men, was $900 million in debt in 1991 and on the verge of personal bankruptcy? The effects of a recent recession left Trump unable to meet loan payments on his vast real-estate empire. Yet, he did not throw in the towel. He was not going to let his debt be the end of him. He was coming back whatever it cost him, and boy did he. Trump confronted his debts and through debt negotiation reduced the balance owed to the banks. He then re-emerged debt free. Today, Donald Trump is again the image of financial success. When it comes to your personal debt, you need to take the same attitude as Donald Trump. Like Donald Trump, you need to fight your way out of debt. You need to confront the debt. You can't avoid it because it isn't going away. Confront your debts with my book, apply the principles within, and in six months, you will re-emerged out of credit card debt.
Debt is not the end. It is just a roadblock to becoming financially successful
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